Deal or no deal?

first_img After the triumphs of Trump and Brexit, right-leaning parties see paths to political power GAZETTE: What happens to the U.K.‒EU relationship? What will be the factors that determine how that relationship moves forward? Will it depend on U.K. and EU leadership?SLOAT: One, I think the way the U.K. leaves the EU is going to end up being a determining factor on the future relationship. If there is a negotiated deal, then there is an orderly process for moving forward and addressing the relationship. If the U.K. crashes out, then I think there’s a lot of scrambling to try to pull together piecemeal arrangements and address the situation.Then there’s this question of who is leading Britain in the second phase of negotiations. Even if Parliament [supports] the existing deal, it really is only the end of the beginning. These conversations are going to continue for the foreseeable future. So if Theresa May gets her deal through Parliament, that coalition of support needs to last long enough to pass a raft of implementing legislation to conclude the process. You can’t just get a deal through and then have the government collapse. That doesn’t solve the problem. You need to get a deal through and then you also need to ratify all the legislation.Second, Theresa May had offered to resign if her deal got through. I’m not sure how this tweak of working with Corbyn plays into that. I assume her own Conservative party members would want to hold her to that pledge and they would continue to expect that she would leave at some point in the summer. And then that gets at what you’re asking, which is I think the concern by some in the Conservative Party, certainly within the European Union, is that if one of the hardline Brexiteers ends up becoming prime minister, they are going to take a much harder-line approach in terms of these future negotiations. So all that we are doing in this stage of the process is trying to finalize the divorce. The next stage, which could end up taking a number of years potentially to conclude, is determining what the contours of the future of the relationship look like.This interview has been edited for clarity and length. Related After Brexit, a changed future Though the British referendum on leaving the European Union took place in June 2016, three years later, with Brexit’s drop-dead date just a week away, the country appears no closer to figuring out how or when a plan will be executed.On Tuesday, Prime Minister Theresa May hastily announced she would seek an extension of the April 12 deadline set by EU officials in hopes of brokering a new deal with Labour Party leader Jeremy Corbyn to put before Parliament that would garner majority support. It’s a Hail Mary play, some analysts say. May’s three previous proposals were overwhelmingly defeated in recent weeks and a series of votes earlier this week in Parliament on other options — including whether to hold a second referendum — yielded no clear majority. If the government cannot get a deal in place, and the EU doesn’t grant an extension, the U.K. faces the economically and politically disastrous prospect of “crashing out” altogether, a possibility most U.K. voters, weary of the stalemate, have nevertheless said is simply untenable.To make sense of the chaos, the Gazette spoke with Amanda Sloat, senior fellow with the Project on Europe and the Transatlantic Relationship at Harvard Kennedy School’s Belfer Center for Science and International Affairs, about the complicated and fast-moving events surrounding Brexit, the dwindling options facing May’s government, and the possible scenarios if the U.K. can’t reach an agreement in time.Q&AAmanda SloatGAZETTE: Prime Minister May announced Tuesday that she’ll seek a “short extension” to delay Brexit again while she tries to hash out a plan with Corbyn to get a deal done by April 12 and avoid having to participate in the European elections in May. Your thoughts on her announcement, and why such a rush to avoid these elections?SLOAT: The EU is very strict on the European Parliament deadline. That is something that they are taking extremely seriously. One of the worst-case scenarios for the EU is to have the U.K. still be a member of the European Union with Brexit not yet completed but the country not having held European Parliament elections. And that’s because decisions that would be taken by the EU without appropriate British representation could be challenged in court as being illegal or illegitimate. The EU needs to start making decisions about its next budgetary cycle. The European Parliament needs to confirm the president of the European Commission and the other commissioners, and so they are being very strict on that deadline. April 12 is the last day that the British government can bring forward legislation setting up Britain’s participation in the European Parliament elections, and so that’s why the EU set April 12 as a deadline for the U.K. to tell them what their next steps were going to be.For the EU, the May 22 date is also a hard deadline because European Parliament elections are going to be held between May 23 to May 26 across the EU. [Brexit was originally planned for March 29, but the EU agreed that Britain could extend that deadline until May 22 if Parliament passed May’s deal by March 29.] Different member states have different days when they hold elections.Those two dates are very specific to the European Union for legal reasons, both domestically in the U.K., and then also legally within the EU in terms of when it is they need the U.K.’s decision. In terms of Theresa May’s announcement, I think part of it was trying to take back control from Parliament.In terms of what Theresa May said, I think a couple of things are significant. One, she has acknowledged that her deal is not getting through Parliament as is. Second, she recognized that the EU was not going to renegotiate the withdrawal agreement — that any change would have to be done to the political declaration. This means the backstop must remain. Third, she recognized that if any agreement she reaches with Corbyn can’t get through, then you would need to have a series of indicative votes. The result of that vote would be binding on the government, whereas in the past, she had just seen those indicative votes as advisory. So it does create an interesting situation now for Theresa May and especially for Jeremy Corbyn to see if there’s somewhere they can meet in the middle that provides some sort of agreement that the majority of Parliament can get on board with. But I think it’s going to be difficult because there are divisions in both political parties. May and Corbyn have had conversations in the past on trying to find a way forward, but they have not reached agreement. The big question here is whether Theresa May is going to essentially bend to what Jeremy Corbyn has been advocating, which is a softer Brexit in the form of a customs union. There are also questions for Corbyn about requiring a second referendum, as much of his party wants to do.GAZETTE: After May’s proposed deal failed for a third time last month, there were a series of Parliamentary votes on alternative options, all of which failed to garner a majority of support. Can you explain what’s been happening and why has it been so complicated to find common ground?SLOAT: Under British domestic law, Parliament needs to ratify Theresa May’s Brexit deal. In the domestic legislation, it’s described as a “meaningful vote.” In particular, they need to vote on two documents that comprise the Brexit deal May negotiated with the EU. One is the withdrawal agreement — which is legally binding and what the  EU said it would not renegotiate. It’s essentially the divorce settlement, and includes the financial arrangements, protection of the rights of British nationals living in the EU [and] EU nationals living in the U.K., and says no hard border for Northern Ireland.The second document is the political declaration. That is not legally binding, but it sets out a series of guiding principles that the U.K. and the EU would follow in the next stage of negotiations, when they are discussing what their future relationship looks like. Theresa May has held two “meaningful votes,” both of which were defeated. The speaker of Parliament said May could not bring the same legislation back to Parliament for a third time if nothing had changed in the text. So what [she] did last week was split the deal into its two constituent parts. She brought the withdrawal agreement before Parliament, because the idea was if the Parliament could agree on the withdrawal agreement by March 29, that would get them the automatic extension that the EU had already offered to give the U.K. time to pass the remaining implementing legislation by May 22. In order for that to count as a “meaningful vote,” Parliament would also have to ratify the political declaration, but that could be done by attaching it to other pieces of legislation going through. But it failed anyway.So then Parliament took a series of indicative votes. Last week, they voted on eight topics and [Monday] they voted on four, setting out the range of alternative options that Parliament could consider. A couple of things have become clear from this. One, there is no majority in Parliament for a hard Brexit. Parliament generally agrees that they want to leave with a deal except for some of the hardline Brexiteers, who would be content leaving with no deal. What was interesting in the votes last week and this week was that even though Parliament doesn’t want to leave with no deal, they were not prepared to pass legislation to prevent that from happening.Second, there was consideration of whether or not to hold a second referendum. That also did not pass, but in both votes, it got the largest number of votes in support, even though it was ultimately defeated.Third, there was a series of options related to a softer Brexit in the form of a customs union or a single market. Last week, there were several different permutations. In the vote [Monday], there were two options. One was just to stay in the customs union. The other was the common market, which would involve elements of the single market, which many hard Brexiteers don’t like because of the implications surrounding the “four freedoms” and the fact that the U.K. would not be able to stop the free movement of EU nationals. With the customs union, it’s beneficial because the U.K. would stay part of the EU customs union and therefore, be able to trade goods within the EU on a tariff-free basis because they would have a common external tariff. The downside of that for many Brexiteers is that it would limit the U.K.’s ability to negotiate free-trade agreements with other countries because they would be bound by these tariff requirements within the EU. The vote in support of the customs union was actually quite close. It was close last week and then on Monday it was only defeated by three votes. So clearly, in terms of alternative options, the greatest amount of support in Parliament seems to be leaning toward a soft Brexit, particularly in the form of the customs union. That said, there were also numerous abstentions, so it’s hard to get an accurate sense.GAZETTE: Is holding a second referendum vote still a possibility?SLOAT: Yes, it theoretically is at the moment. All options are on the table. One of the biggest problems is that there is not majority support in Parliament for a second referendum, and we have seen that with both sets of indicative votes. Theresa May is very opposed to a second vote, as she believes the referendum was binding.There certainly have been questions of disinformation during the referendum campaign; there have also been accusations of Russian interference, Russian money during the campaign. A lot of British government officials will acknowledge that there was disinformation, that there was Russian money, but their attitude has been that that does not significantly change the outcome of the referendum. So they’re still operating under the belief that was a legitimate expression of the British public’s attitude. And the reality is, if you look at opinion polling, there certainly has been a slight shift in terms of support for remaining, but it is only a couple of percentage points. It is not overwhelming. Most people have not significantly changed their minds.GAZETTE: Which outcome is in the best interest of the European Commission?SLOAT: The EU’s top preference would have been that the U.K. hadn’t left in the first place, because Brexit is not going to be beneficial to them. Their second choice is for the U.K. to leave with a deal. Even though the EU has been doing a lot of messaging about their contingency planning and their readiness for no deal, that is not a great outcome for them. And so I think notwithstanding their growing frustration with the messiness of the situation, they are prepared to try to help facilitate what the U.K. needs to do to leave with a deal, which is why I think you saw some positive noises coming out of EU leaders in response to May’s announcement.GAZETTE: Prime Minister May staked her position on the last meaningful vote and lost. What happens to her going forward — does she stay in power with an extension, a no-deal?SLOAT: She’s been on the clock for a while and in normal political circumstances it would be pretty extraordinary for a prime minister to have suffered the scope of defeat that she did twice and still remain as prime minister. There are plenty of people waiting in the wings who would like to take over once the deal is done. Theresa May offered last week to resign after the deal was done — if it passed — and let somebody else lead the second phase of negotiations. I think there would be a lot of people scrambling for that position, but nobody necessarily wants to be the one holding the hot potato at the moment.The other thing is, you have unhappiness in the Labour Party. You have some grassroots members who are unhappy with Jeremy Corbyn and the direction he’s taking the party. There have been accusations that Corbyn has not been handling anti-Semitism within the party well. He himself has been waffling on the question of Brexit and there is some internal nervousness about the prospect of him being prime minister. One of the more interesting things that has come out in the last couple of weeks has been the establishment of the Independent Group, which was eight Labour MPs and three Conservative MPs forming this new political grouping in a response to some of these frustrations with Corbyn and Labour and growing tribalism in party politics, and also a desire to have a second referendum.GAZETTE: What’s the public attitude about all of this? Has it shifted as this has dragged on?SLOAT: People are tired of the uncertainty; they’re ready for it to be over. For people who are opposed to Brexit, there’s continued hope that all of this delay means that it won’t happen. You had several hundreds of thousands of people marching in the streets of London last weekend for a second vote; you had over 5 million people signing a petition to revoke Article 50 and stay. So on one hand, you have a lot of movement on that side to try to find ways to have a second referendum, to have Brexit not take place. On the other hand, among those who voted to leave, there is anger and frustration over the fact that the U.K. has not yet left. It’s been almost three years since people voted for this and I think they are quite bemused and frustrated by the fact that it has proven so complicated to leave the EU, and there’s a desire to just get on with it, even if it means no deal. If you look at the opinion polls generally, the public really is split. So even though there’s also frustration with Parliament for not being able to resolve it, Parliament is also representing a very divided public. European Union now needs to regroup and to calm other skittish members, Harvard analysts say In Europe, nationalism risinglast_img read more

12-year-old charged with attempting to kill younger brother

first_imgSUPERIOR, Wis. (AP) — A judge says a 12-year-old boy accused of stabbing his younger brother in far northwestern Wisconsin can be charged with attempted intentional homicide. According to a criminal complaint, the boy stabbed his 7-year-old sibling in the back, abdomen and chest in the Jan. 11 attack at a home on Solon Springs, about 45 miles south of Duluth, Minnesota. KBJR-TV reports that the victim told police his brother put a pillow over his face to mute his screams. The judge ruled during a preliminary hearing Wednesday in adult court. A hearing to decide if the case will be sent back to juvenile court is scheduled for March 5.last_img read more

JD Power and Associates ranks CVPS second in the East

first_imgJ.D. Power and Associates has ranked Central Vermont Public Service second in the East for customer satisfaction among midsized utilities. In J.D. Power and Associates study results released today, CVPS also ranked second in the East Midsize segment for the corporate citizenship and communications factors. The company ranked above the regional average for midsized utilities in all J.D. Power and Associates factors, including customer service, billing & payment, communications, power quality & reliability, price and corporate citizenship. Our employees work extremely hard to provide customers a high level of customer service and reliability, while caring for the environment and the communities we serve, all at a reasonable cost, President Bob Young said.  That s an extremely challenging goal, one we will continue to focus on in the years ahead. We are very pleased with the study results, which we will use to continually work to improve our service quality, reliability and customer satisfaction, Young said. We are a relatively small company, Young said. To score so well speaks very highly of the service and concern we provide to our customers.The 2009 Electric Utility Residential Customer Satisfaction Study is based on responses from more than 79,500 online interviews conducted from July 2008 through May 2009 among residential customers of the 121 largest electric utility brands across the United States, which collectively represent more than 92 million households.Headquartered in Westlake Village, Calif., J.D. Power and Associates is a global marketing information services company operating in key business sectors including market research, forecasting, performance improvement, training and customer satisfaction. The firm s quality and satisfaction measurements are based on responses from millions of consumers annually. For more information on cell phone ratings, car reviews and ratings, car insurance, health insurance and more, please visit J.D. Power and Associates is a business unit of The McGraw-Hill Companies.Source: CVPS. July 15, 2009. RUTLAND, VTlast_img read more

Japan’s largest power generator to close all ‘inefficient’ coal plants by 2030

first_img FacebookTwitterLinkedInEmailPrint分享Reuters:Japan’s biggest power generator JERA said on Tuesday it will shut down all inefficient coal-fired power plants in Japan by 2030 and it aims to achieve net zero emissions of carbon dioxide by 2050 to tackle climate change.Closing inefficient coal power stations is in line with government policy but this was the first time a power company declared an intention to match that policy. A government panel is deliberating on how to define an inefficient coal-fired plant but JERA said, provisionally, it saw inefficient plants as ones that use “supercritical or less” technology.JERA, a thermal power and fuel joint venture between Tokyo Electric Power Company Holdings and Chubu Electric Power, set the ambitious 2050 target as companies worldwide are accelerating action to help create a decarbonised society.“As a company operating globally and as a utility generating about one-third of domestic electricity, setting these goals is an essential qualification for remaining to be an energy company and an entry ticket for doing business in the global market,” Hisahide Okuda, managing executive officer at JERA, told a news conference.The company declined to say how many coal power plants will be closed by 2030, citing competitive reasons.To achieve the 2050 target, JERA aims to boost renewable energy centered on offshore wind-power farms while using greener fuels such as ammonia and hydrogen at its thermal plants.[Yuka Obayashi]More: Japan’s JERA to shut inefficient coal-fired power plants by 2030 Japan’s largest power generator to close all ‘inefficient’ coal plants by 2030last_img read more

Nostalgic for the simple days of fair lending?

first_imgOn the surface, fair lending seems like a simple enough topic. The regulations defining fair lending are not new. There haven’t been any recent changes, nor are there any foreseeable ones coming down the pike. Yet, fair lending remains a big issue for nearly all financial institutions. In many ways, in fact, fair lending has become more complicated than ever before. That’s because multiple enforcement actions have changed the way lenders think about fair lending compliance.The main reason for the increased enforcement is a changing view of what constitutes fair lending. In the past, lenders simply needed to gather the required information for the Home Mortgage Disclosure Act (HMDA) and put controls in place to ensure they were not discriminating when approving or declining loans involving real property.Those were the simple days.Today, the Consumer Financial Protection Bureau (CFPB) has taken the lead in interpreting what is fair and what is not. The result is fair lending concerns and violations extending into new and unexpected areas. The CFPB uses complex algorithms on all types of loans to determine a borrower’s race and ethnicity. These results are then used to uncover potential fair lending violations with regard to approvals and denials, as well as to the terms and conditions of a loan.It’s easy to see how this can leave a credit union overwhelmed. Complying with the new, unwritten standard is extremely difficult. Fortunately, there are steps that can be taken to reduce the risk of a violation. What follows are a few considerations for credit union leaders who are charged with developing a fair lending plan.To Automate or Not to AutomateThe first thing to consider is automation of the loan approval process. If a credit union’s approval process is manual, the risk of fair lending violations is greatly increased. That’s because a human is making the decision, and humans, of course, are fallible. Automated approval systems can remove much of the subjectivity loan approvals can entail.Even with an automated loan-approval system, however, there are going to be circumstances in which credit union staff feel an exception is warranted. These exceptions should be considered high risk. You can be sure examiners are going to review them for potential fair lending issues. Therefore, a credit union will want to develop clear, written and consistent logic that governs when exceptions will be considered and granted. In addition, the credit union should be sure to document each exception when granted. It also makes sense to require a higher-level management approval when making exceptions because the decision will be scrutinized and may need to be justified to an examiner.Consider the Borrower from the StartWhen designing loan programs, credit union product managers should always have the end consumer in mind. If a product is tailored to reach only a certain demographic, it can raise red flags. Often, a new loan product is developed with good intentions, yet it may have negative fair lending implications. For example, a credit union with loan products only homeowners can qualify for is likely in violation of fair lending regulations because the non-homeowner market is skipped. Sometimes skipped markets are made up of protected consumer classes. Even if it was inadvertent, the design of the loan program could still raise a fair lending concern.Design Inclusive Marketing CampaignsThis brings us to marketing. How does the credit union determine to whom and via which media it will promote its loan products? Care must be taken when using addresses, for example, to craft a direct mail campaign. Some cities and towns have distinct minority variations throughout the community. For example, a city street may be a dividing line between races in a community. By purposely or inadvertently marketing to certain neighborhoods, the credit union may exclude a protected class, creating a significant fair lending concern.Marketing to prescreened lists can also be problematic. When determining the criteria used to generate such a list, credit union marketers must consider whether that criteria may exclude protected classes of borrowers from receiving offers. Marketers must perform a thorough review of the recipients and the methodology used to generate a prescreened list.Pricing is ImportantIf a credit union is involved with indirect lending, such as auto loans marketed through car dealerships, it’s important to consider how the loans are priced. Recently, several large indirect lenders received enforcement action. Regulators determined their auto dealership partners had mistreated borrowers.To maximize profits, some dealers charge certain borrowers higher rates. These rate patterns can raise fair lending questions. Currently, regulators have no oversight of car dealers; they can, however, penalize associated financial institutions, as they are entities actually managing the loans. Therefore, credit unions need strong controls to ensure loans they purchase have been originated fairly.To minimize this type of risk, credit unions should remove or at a minimum restrict their dealer partners’ ability to price up loan rates. This will be a challenge because dealers typically get paid higher fees for higher rates. However, the reduced risk is worth the effort of negotiation.Fair Lending Only as Good as TrainingOne of the simplest components to implement inside of a fair lending plan is annual training. The goal is to create a culture of fair-lending compliance. If employees know what to look for, they will be better equipped to find (and stop) it before an examiner. This ongoing education should be hosted for all employees involved in lending – at every part of the loan process. If possible, credit unions should tailor their training sessions to specific employee duties. Board members, too, should receive training annually, as well as frequent updates on potential fair lending concerns.Fair lending has become a very complex issue squarely in various regulators’ sights. If it has been some time since you last performed a fair lending review or risk assessment, don’t wait until an examiner comes knocking. You can’t afford not to get fair lending right. In addition to the potential for enforcement action, the reputational risk of noncompliance can hamper your credit union’s future, or in some cases, even ruin it. With some simple precautions, such an outcome can easily be avoided. 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Mike Tanner Mike Tanner is director of card compliance for PolicyWorks. As such, Mike is responsible for advising on various compliance concerns related to card products offered by PolicyWorks clients. His diverse … Web: Detailslast_img read more

Changes at the credit reporting agencies and what it may mean for credit unions

first_img 17SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Hello, compliance compadres! As you are well aware, the Fair Credit Reporting Act (FCRA) and its requirements govern the furnishing of information to the credit reporting agencies (“CRAs”). The FCRA subjects data furnishers to various duties, such as, but not limited to the following: the duty to provide accurate information; the duty to provide notice of dispute; the duty to provide notice of delinquency of accounts and the duty to provide notice of negative information to members. See, 15 U.S.C. § 1681s-2(a).Recently, I have spoken to a few members about pending changes at the big three credit reporting agencies (Transunion, Equifax, and Experian) that are aimed at improving the accuracy of consumer credit reports and better enabling consumers to dispute and correct incorrect credit information. The changes are a result of increased regulatory supervision and a 2015 consumer protection settlement with state attorneys general. Today, I will provide you with some insight into the regulatory and litigation background that and what that may mean for credit unions.BackgroundThe CFPB has reported that consumers continue to complain about the credit reporting industry in high numbers. The Bureau reports handling approximately 185,700 credit reporting complaints as of February 1, 2017. continue reading »last_img read more

This typewriter keyboard will actually make you work faster » Gadget Flow

first_imgLauren has been writing and editing since 2008. She loves working with text and helping writers find their voice. When she’s not typing away at her computer, she cooks and travels with her husband and two daughters. Fineday Retro Bluetooth typewriter keyboard with a tablet in its holderA number pad helps with spreadsheetsIt’s easier to type in numbers on a number pad. And if your work also involves spreadsheets, you’ll appreciate the Fineday Retro Bluetooth Keyboard‘s number pad. It’s a new addition to this retro keyboard’s 2.0 version, one users of the 1.0 version had requested. You’ll speed through your calculations with this useful feature as you’ll never have to take your eyes off your screen. Your accuracy will also improve because you won’t have to stretch your fingers to reach the numbers above the letter portion of the keyboard.Fineday Retro Bluetooth Typewriter KeyboardFineday Retro Bluetooth typewriter keyboard with desk accessoriesA typing experience that’s truly comfortableAnother cool design element of this keyboard is its mounting stand. It holds smaller devices like a tablet or phone while you type at a 9.22-degree angle. This allows you to work from these devices for a long time without neck strain. It also makes it easier to work from both your desktop and smartphone or tablet at once.LED backlighting brightens your typing experienceFinally, this keyboard has a soft white LED backlight. This feature helps to illuminate your desk and as you work, allowing you to see everything clearly as you type. What’s more, you can easily adjust the brightness of the backlighting with the left roller knob, a design feature that makes this keyboard look just like a real typewriter.This typewriter keyboard is a great gadget for writers, creatives, and anyone who appreciates past product designs. The design is beautiful and adds character to any desk. Plus, this antique-inspired design will actually help you get work done with its ergonomic keys and its ability to let you work between your devices simultaneousl. Placing your device on the stand only improves your productivity. This Bluetooth keyboard makes a great gift for not only for writers but any professional who spends hours at their keyboard.Fineday Retro Bluetooth Typewriter Keyboard costs $158 and is available for preorder on Indiegogo.Do you like products that make use of past designs? Let us know your thoughts in the comments.Fineday Retro Bluetooth Typewriter KeyboardFineday Retro Bluetooth typewriter keyboard on a white desk The Fineday Retro Bluetooth Typewriter Keyboard envisions a kind of workspace where beloved designs of past machines have the capabilities that people today need to get work done. This typewriter keyboard boasts shiny black metal and saddle-shaped keycaps reminiscent of typewriters from the 1920s. It also lets writers revel in their work’ tactile and audible feedback, with the satisfying sound the keys make. And it’s wired or wireless connection, hotkeys, and other tech features boosts typing speed and accuracy, according to the company’s Indiegogo page. It sounds like a great keyboard for anyone who enjoys writing.This retro keyboard gives you a satisfying typing experienceAt its core, writing is a tactile act. There’s something gratifying about feeling your fingers fly across a keyboard as you compose your thoughts. And the sound of keys clicking as you type is oh so necessary. It’s these elements you’ll get with this Bluetooth typewriter keyboard. It features ergonomic saddle-shaped keys with OUTEMU blue axis mechanical switches. They give off that noteworthy sound and pushback you need as you type.Fineday Retro Bluetooth Typewriter KeyboardFineday Retro Bluetooth typewriter keyboard with a person typingThis keyboard is a classic tool for the modern writer- Advertisement – – Advertisement – Fineday Retro Bluetooth Typewriter Keyboard This typewriter keyboard will actually make you work fastercenter_img Fineday Retro Bluetooth Typewriter KeyboardFineday Retro Bluetooth typewriter keyboard on a desk If you love the look and sound of an antique typewriter, you’ll want to check out this gadget. This typewriter keyboard looks just like a retro typewriter and its keys make that satisfying click-clackety sound. But its tech is completely modern. Keep reading to see how this gorgeous yet practical keyboard can boost your productivity.If you spend a lot of time writing for work, you know how important it is to have a good keyboard.  And if you’re into writing, it’s likely you also have a soft spot for typewriters. Who can resist the click-clackety sound of their thoughts pouring onto paper? Unfortunately, the work typewriters produce no longer suits the needs of the modern professional. Or does it? The company behind the Fineday Retro Bluetooth Typewriter Keyboard has created a keyboard that looks and sounds like a typewriter from the 1920s and it’s equipped will all of today’s tech. – Advertisement – While this writing gadget’s design calls to mind the great works of past literary geniuses, you won’t keep this keyboard on your desk just for inspiration’s sake. No, this keyboard is also a powerful tool that will help you get work done. That’s because it allows you to work on three devices at onces. So you can connect this keyboard to your desktop, phone, laptop, and tablet and work seamlessly between them thanks to a strong Bluetooth 5.0 connection. It also works in both wired modes for when you need to be a speed demon and is compatible with Windows/iOS/Android.Fineday Retro Bluetooth typewriter keyboardFineday Retro Bluetooth typewriter keyboard next to a brick wallMulti-function hotkeys make typing effortlessDo you know what your grandparents probably wished their typewriters had? Hotkeys. And this typewriter keyboard has them. They let you automate some of your repeated typing actions so that you can work faster. The Fineday Retro Keyboard has a Windows’s logo key, and Mac users can use it as a Command key.Fineday Retro Bluetooth Typewriter Keyboard– Advertisement –last_img read more

Canada reports suspected BSE case

first_img The Canadian Food Inspection Agency (CFIA) said multiple screening tests of a 10-year-old dairy cow have indicated possible BSE, or mad cow disease. Confirmatory test results were expected in 3 to 5 days. The carcass was kept out of the human food and animal feed systems, the agency said. The agency said American officials had been informed of the suspected BSE case. “This finding should not have a significant or lasting impact on efforts to normalize trade,” the statement said. “In negotiations with trading partners, including the U.S., Canada has been very open about the prospect of finding more BSE.” See also: The announcement comes on the heels of the US Department of Agriculture (USDA) announcement yesterday of plans to partially lift the current ban on importing of live Canadian cattle on Mar 7. Live Canadian cattle have been barred since Canada’s first BSE case was discovered in May 2003. Because Canada is now considered a “minimal risk” region for BSE, the border will be reopened to live Canadian cattle less than 30 months of age and certain other animals and products, the USDA said. Canada’s BSE-related measures have been based on the assumption that more cases may be found in North America, the CFIA said. “As a result, the confirmation of a new case of BSE would not indicate increased risk to food safety as Canada requires the removal of specified risk material (SRM) from all animals entering the human food supply,” the agency said. SRM are tissues such as the brain, spinal cord, and certain nerve bundles, which are likely to contain the BSE agent if the animal has the disease. The CFIA, in announcing the suspected BSE case, said, “The Government of Canada’s normal policy is to report only confirmed results. However, given the unique situation created by the United States border announcement on December 29 it was decided that the most prudent action would be to publicly announce the available information and provide stakeholders with a full understanding of the current situation.”center_img Dec 30, 2004 (CIDRAP News) – Canada today reported what could be its second case of bovine spongiform encephalopathy (BSE), only hours after the US government announced plans to ease restrictions on the importation of Canadian cattle. The dairy cow was tested because it couldn’t walk, putting it in a high-risk category in Canada’s BSE surveillance program, officials said. The cow was born before Canada (and the United States) banned the feeding of protein from ruminant animals to other ruminants in 1997. “If BSE is confirmed in this case, consumption of contaminated feed before 1997 remains the most likely route of [BSE] transmission” to the cow, the CFIA said. The CFIA did not say where the suspect cow came from or give any other identifying information about it. Officials said the Canadian Science Centre for Human and Animal Health in Winnipeg, Man., is handling the confirmatory testing. USDA announcement of plan to loosen import restrictionslast_img read more

The first Big Data Sailing Academy was held, an interesting and different concept of education on sailboats

first_imgIn the Dubrovnik archipelago, an educational program on sailboats, Big Data Sailing Academy, was successfully held. From 19 to 26 May, organized by the Business Sailing Experience Agency, participants sailed for a week around Dubrovnik’s Elafiti and Mljet, where a big data training was held every day at a different location.During the seven days, the participants sailed around Dubrovnik, visited the lighthouse of St. Andrew was built back in 1873 and climbed the walls of Ston. The three largest islands of the Elafiti have served as perfect ports for numerous sailboats over the centuries and thus for the Big Data Sailing Academy. But the greatest enthusiasm among the participants was caused by the Mljet National Park and its lakes. Since most of the participants are from Western Europe, they admitted that they could not even imagine such beauties on the Old Continent.The sailing training program is a new concept developed by the Business Sailing Experience Agency. Each day, participants began a relaxing sailing to their desired destination. Sailboats serve as floating hotels, but they are also ideal for developing team spirit among those present. This cohesion then brings greater relaxation during education, which of course results in better learning.Big Data lectures were organized by Poslovna Inteligencij, and an expert from a leading Croatian data analysis company prepared an education that combines practical knowledge and theoretical concepts.”As Big Data became an indispensable part of the business of many companies in a short period of time, the necessary investments in education also increased. In the coming years, an exponential growth in the amount of data collected is expected, so it is necessary to organize quality education of people. By holding Big Data training on sailing boats, BSE Agency has shown that in Croatia there is great potential in the foreign market to offer added value in tourism. By organizing a lecture on a current topic on a unique platform of sailboats, we can offer much more content than usual“Said Ivan Rade Tadić from the Business Sailing Experience Agency and concluded that this concept is especially suitable for developing the offer before and after the season.last_img read more

See You At The Polls!

first_imgVisit to learn more about voting and elections in Pennsylvania.Like Governor Tom Wolf on Facebook: The Blog,  Voting & Elections It is hard to escape the fact that the November 8 general election is quickly approaching.At the Pennsylvania Department of State, we have a deep commitment to ensuring a fair, secure and smooth electoral process. Voting is one of our most fundamental rights as citizens. As Pennsylvania’s Chief Election Officer, it is my responsibility to see that every eligible citizen in my jurisdiction has a meaningful opportunity to register and vote.I am happy to report that there are now more than 8.6 million people in Pennsylvania registered to vote. It is certainly an impressive number and accomplishment. That will not mean much though if the majority of our registrants do not show up at the polls on Election Day. I encourage all registered voters in Pennsylvania to complete their civic duty and cast a ballot.As the final countdown begins and you decide which candidates to pick, there are a few other important matters to keep in mind. I am talking about your rights as a voter. State and federal laws endow voters with certain protections as they carry out their constitutional right to vote. I encourage you to educate yourself about your rights before going to your polling place. To confirm your registration or locate your polling place, visit for complete voter information.The Department of State prides itself on providing all eligible voters with voter education resources. One of our great election-related resources is The site offers voter rights information in two easily downloadable brochures. The brochures are: Everyone VotesPA 2016 Voter Guide (PDF) and Top 5 Things Every Pennsylvania Voter Should Know for the 2016 Election (PDF).You can easily download and print copies of the brochures to take to your polling place. We want every voter to know what to expect and who to contact if an issue arises.Thank you to the 8.6 million Pennsylvanians who are now registered to vote. Also, I want to congratulate Pennsylvania for embracing our online voter registration (OVR) application. By the close of registration on October 11, nearly 900,000 people had used OVR since it launched in August 2015.Registering to vote was just the first step. The final step is to let your voice, your vote, count. Please encourage every registered voter you know to go to the polls. Voting is the best way for us to have a say in our economy, justice system, schools, and workforce. It is the best way to bring about the future you envision for your family, your community and your nation. See you at the polls!   SHARE  TWEET By: Pedro A. Cortés, Secretary of State See You At The Polls! November 02, 2016 SHARE Email Facebook Twitterlast_img read more