The Financial Conduct Authority has launched a long-overdue whistleblower campaign to encourage staff who work within FCA-regulated property industry companies to report wrongdoing.Thousands of estate agencies are FCA regulated in the UK usually because they have in-house mortgage broking teams.During 2019 the FCA received nearly 3,000 allegations of wrongdoing within companies.These involved cases of mis-selling, money laundering and unauthorised business. But many within the financial services community have claimed that the FCA has been dragging its feet on whistleblowing and that ‘far more can be done’.In confidenceThe FCA says it wants to re-assure whistleblowers through its ‘In confidence, with confidence’ campaign that they can report wrongdoing in a safe environment and backed by the FCA’s enlarged team, which assigns each whistleblower a dedicated case worker.These measures are designed to ensure that whistleblower’ identities are protected , which can include the partners of agency employees as well as staff themselves, the FCA says.It has also reminded firms that they must have effective arrangements in place for employees to raise concerns, and to guarantee these concerns are handled appropriately and confidentially, including the appointment of a whistleblowers’ champion within the organisation.Mark Steward (pictured), Executive Director of Enforcement and Market Oversight at the FCA said: “We want all whistleblowers to feel welcomed by us and to feel safe because of us.“We listen to all whistleblowers and, if they shine a light on serious misconduct, we want to make sure we act responsibly. When whistleblowing works well it helps consumers, markets and firms and keeps everyone safe and that is our aim.”Read more about the FCA campaign.Read more about other whistleblower campaigns.whistleblower mis-selling Mark Steward Enforcement FCA FCA FCA mortgage rules Financial Conduct Authority financial services March 25, 2021Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021 Home » News » Financial watchdog encourages estate agency staff to ‘turn whistleblower’ previous nextRegulation & LawFinancial watchdog encourages estate agency staff to ‘turn whistleblower’FCA has launched whistleblowing campaign aimed at regulated companies including many estate agencies who sell mortgages.Nigel Lewis25th March 20210583 Views
“I hope you are able to speak to the Congress of Polish Students organisers and the Oxford University Polish student society about the debate and explain to them that they must adhere to this guidance for future Congresses.” “I could have refused to talk with Daniel in the first place because of his lies and because of his aggressive stance on Brexit – you know, a member of the ERG, somebody who says that the Brits got nothing from the Marshall Plan, that Germany gets more than we do, and he wrote to the German foreign minister and said don’t let the Brits have any leeway – he’s not acting in the British interest, he’s lobbying the Poles to be horrible to the Brits.” Bearder was originally invited to debate the pro-Brexit Conservative MP Daniel Kawczynski on the impacts of Brexit on European countries on a panel called “Poland and Brexit – Friends or Foes” at the Congress of Polish Student Societies. Bearder’s invitation to the conference was withdrawn on Friday after she tweeted: “I’m debating Daniel Kawczynski MP in Oxford this Saturday in front of Polish university students studying in the UK. When I say debating, I mean trying to put the little unicorns Daniel lets free every now and then back in their stables.” Bearder also believes that her fellow guest could have been behind her disinvitation. “We have also reached out to apologise to Mrs Catherine Bearder personally.” The University Polish Society explained their decision, saying: “We decided to invite Mr Stefan Kasprzyk instead of Mrs Catherine Bearder to our discussion panel collectively, as the Conference’s organising committee. “As a team responsible for continuing the twelve years of tradition of social activity of the Polish students’ diaspora in the United Kingdom, we would like to apologise. “What was really shocking, though, is that when Polish journalist Jakub Krupa asked why I was uninvited, the organisers said that I ‘pulled out’. “We hope that this unfortunate event will not overshadow the importance of debates held at the 12th Congress, focused on the role of Polish students and their organisations in British civil society. “We aim to hold ourselves to a high professional standard, which we failed to meet in the way the change was conducted. As reported by Cherwell, the MEP wrote to the University Vice-Chancellor Louise Richardson, urging her to speak to the student organisers in order ensure that the Equality and Human Rights Commission’s guidance is enforced. Liberal Democrat MEP Catherine Bearder has claimed her recent ‘disinvitation’ from a panel debate organised by the Polish Society last weekend “contravened” freedom of speech guidelines. “However, we strongly deny the charges of stifling free speech, let alone censorship. We are deeply committed to free speech and consider it to be an important part of our identity as a student body. She said: “I suspect it was influenced by the other guest [Kawczynski] , that he put pressure on them because it wasn’t offensive my tweet, it was a tease… and this is from the man that tweets complete lies, and doesn’t apologise for them. Bearder has denied that she would have focused on domestic issues. In an exclusive interview with Cherwell, Bearder said: “I work across Africa, and the Pacific – I can talk about most things, domestic is probably harder for me to talk about.” “I am sure you are aware that the Equality and Human Rights Commission recently released new guidance on defending free speech in universities and ensuring campuses remain a forum for open debate. Bearder finished: “To disinvite me the day before is really extraordinary. And on what grounds, because I tweeted about unicorns? Come on.” Oxford University Polish Society said: “Firstly, we would like to apologise to Mrs Catherine Bearder and all concerned for the timing and manner in which we communicated the change of arrangements, and for any upset caused. In her letter to the Vice-Chancellor, Bearder said: “I find it totally unacceptable that a debate held on University premises called the ‘Brexit debate’ with two opposing viewpoints on the issue would deem it appropriate to drop a participant because of ‘negative attention towards a tweet’. “In organising the conference, we are doing our utmost to ensure that the conditions for free debate are ensured and that a range of views are duly represented. The Congress, which happens annually, is a two-day event aiming to debate issues relevant to Polish students in the UK, provide networking opportunities for Polish students and workshops with Polish young professionals to provide career opportunities. It attracts over 400 members of Polish student societies across the UK. Bearder told Cherwell: “I do flippant tweets occasionally because I’m a human being… I’m not going to come there and spout racial hatred or lies and you know – you don’t tend to get Lib Dems doing that sort of thing.” “We therefore invited Mr Stefan Kasprzyk, a Liberal Democrat and a vocal supporter of the Remain campaign, to represent views that are opposed to Mr Kawczynski’s. We therefore consider charges in that matter to be unfounded. “An online exchange, primarily concerned with issues irrelevant to the Polish student community in the UK, caused concerns that the panel debate would not be focused on the topic of Brexit in the Polish context, but instead it would be overshadowed by issues specific to internal British political controversies.” “Oxford University has a proud and world renowned tradition of free speech and should not accept this kind of behaviour, which looks like censorship on campus, lightly. A University spokesperson said: “The University played no role in this decision. The University is strongly committed to freedom of speech and we encourage our students to debate and engage with a range of views.” According to Bearder, she received an email on Friday from the Society informing her that her invitation to the conference as was withdrawn, an hour after her replacement, Islington Lib Dem Stefan Kasprzyk, was informed that she had ‘pulled out’.
In the recent local elections in England, the Liberal Democrats gained 703 seats. Current leader Vince Cable described every vote as “a vote for stopping Brexit.” In an article for New Statesman, Layla Moran said of the result: “It’s good to be back, isn’t it? The Tories and Labour, those cracking leviathans of the two main parties, have (rightly!) been given a drubbing at the polls by voters frustrated at the absolute mess they have made of Brexit.” She said: “I am grateful to the large number of constituents, supporters, party members, and elected representatives who have encouraged me to throw my hat into the ring in the forthcoming Liberal Democrat Leadership contest. “As a relatively new MP, however, my first priority has to be to serve my constituents to the best of my ability.” The announcement comes less than two weeks before the European Elections. Moran’s departure leaves former minister Jo Swinson as clear favourite. She would become the Lib Dem’s first female leader. Sir Ed Davey, the former Energy Secretary, is now Swinson’s main rival. Moran has been contacted for comment. Layla Moran has announced to party members in her constituency, Oxford West and Abingdon, that she will not be running for Liberal Democrat leader when Sir Vince Cable bows out.
Follow Sprint Cup Series qualifying live from Kansas Get RaceView for free here
On Saturday night, Lotus wrapped up their three-night run at Brooklyn Bowl in spectacular fashion, keeping the momentum going with their third-straight sold-out show with help from Portland, ME favorites, JAW GEMS.The snappy “Wax” is arguably of the band’s best opener, with a bounce that’s easy for the crowd to catch onto. Although it was a standalone, it was far from boring. Next, the band played “Jiggle”, one of the songs off of their 2018 album, Frames Per Second. The lights went down as they dropped into one of their classics, “Livingston Storm”. The band surprised many in the audience from there as they jammed “Livingston” into “Sleep When You’re Dead” before closing the set on a high note with “Jump Off”.The second set was a level up from the first—a prime example of why Lotus is one of the best jamtronica acts in the scene. Opening with a beastly “Juggernaut”, the band instantly had the crowd floored. The set featured two extremely exploratory segments. The first was “Neon Tubes pt. I” > “Lucid Awakening”, featuring a silky smooth transition and a memorable jam out of the pairing’s second half. The ambient psychedelia of “Blue Giant” served as a well-received landing pad for this improvisational exploration.While “Neon Tubes pt. 1” > “Lucid Awakening” was surely a highlight, “Did Fatt” > “Neon Tubes pt. II” was arguably the standout segment of the night, as every band member shined at different moments. After closing with “Shimmer and Out”, Lotus encored with one of their most popular songs, “Spiritualize”.With that, another successful Lotus Brooklyn Bowl run is in the books. Fans from all over the northeast flocked to New York City to see what Lotus would bust out this weekend, and from the looks of it, everybody seemed to be pretty content with the experience. One of the best things about this band is their versatility—that’s one of the things that keeps people coming back.Related: Lotus’ Luke Miller Expresses Elation & Gratitude Ahead Of Red Rocks ThrowdownNext up, Lotus will be in Harrisburg, PA on April 18th and in the nation’s capital on April 19th and 20th. If you didn’t get to see them this past weekend, you should consider making it out to one of their upcoming shows! Check out a list of their upcoming tour dates here.Setlist: Lotus | Brooklyn Bowl | Brooklyn, NY | 4/6/19Set 1: Wax, Jiggle, Livingston Storm> Sleep When We Are Dead, Milk & Honey, Jump OffSet 2: Juggernaut, Neon Tubes> Lucid Awakening, Blue Giant, Did Fatt> Neon Tubes Pt. 2, Shimmer And OutEncore: Spiritualize
Strong, passionate, and downright humble, Richmond-based Zoë Romano is the first person to ever run the entire Tour de France route. I met up with Zoë after interviewing her for our March issue (read the full story here) and was utterly blown away not only by her positive energy and incredible endurance, but also by her inspirational selflessness. During both of her long-distance runs (the Tour de France route in 2013 and a cross-country run in 2010), Zoë raised thousands of dollars for non-profits such as the Boys and Girls Club and the World Pediatric Project.To keep up to date with Zoë’s adventures, check out her website.
Credit union marketing professionals produce lots of measures—return on campaign, response rate, click-through, new loans generated and the list goes on. Which measures merit the most attention and deliver comprehensive value, according to credit union CEOs? While diverse, responses from dozens of CEOs (as part of ongoing focus groups for CEOs’ perspectives) fell into two distinct categories: tactical measures (“We can prove it”) and practical measures (“We just know it”). Let’s explore the most common tactical and practical measures of marketing success.The TacticalMarketing response rate led the way among tactical metrics cited as worthy by CEOs. It’s the most quantifiable answer that indicates if members are listening, responding, and acting upon marketing messages. One CEO said that persuading members (existing and potential) to try the credit union was a key goal in marketing initiatives. Campaigns create leads; leads create sales opportunities; and, sales drive revenue and loyalty. Getting members to take a first step with the credit union is marketing’s Job No. 1. 22SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »
Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletters To access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week.
The members of an LGBT (lesbian, gay, bisexual and transgender) community in Manado, North Sulawesi, have joined hands to raise funds and distribute relief aid to those affected by the local COVID-19 outbreak.”A friend told us about the condition of residents who had been hit hard by the epidemic. Some residents even asked us to buy some food for them,” LGBT activist Rajawali Coco told The Jakarta Post on Sunday in Manado.So the community decided to start a fund-raiser on Facebook to buy basic goods for distributing to people in need. The initiative has received positive responses, especially from friends, families and colleagues.Coco said that the community raised Rp 7 million (US$451) in cash transfers as soon as they started the fund-raiser.On the first day of distribution shortly after receiving the donated funds, it delivered 10 packages of staple foods containing rice, cooking oil, canned fish, instant noodles and fresh eggs to 10 affected families.”We are not [rich], in fact, we are also in need. However, we would like to share with those who have been affected by this difficult situation,” said Coco.He recalled how the story of an elderly woman who lived alone in a shack in Pineleng, Minahasa, went viral after members of the LGBT community visited to deliver some food to her. The viral post eventually caught the eye of the North Sulawesi Social Agency, which then visited the women to deliver aid.As the community continued to receive donations from people of all walks of life, they drew up a list of people in need, especially the elderly and people who had not received any aid, said Coco.”We have distributed the [donated funds] in the form of 50 packages of basic goods so far,” he said. “The last 58 packages will be distributed on April 25,” Coco said, adding that the fund-raiser was inclusive and nondiscriminatory, regardless of the donor’s social or economical background. (trn)Topics :
Double doors separate the private foyer in front of the owner’s lift.South Brisbane has seen its median price go up 33.3 per cent in the past five years, with the median rent sitting on $470 a week and the median time it takes properties to sell sitting on 70 days.The are eight one-per-floor residences in Villagio, with features including high ceilings, free flowing rooms and breathtaking views across the river and cityscape.Apartment 6 has a separate media room with built-in surround sound, separate study, built-in BBQ, Cbus lighting system throughout, and direct lift access into its own foyer, as well as a triple garage and dedicated visitor parking. Communal features in the building include a lap pool and steam room. FOLLOW SOPHIE FOSTER ON FACEBOOK Entertainer’s kitchen includes practical aspects like direct access to a separate laundry room and drying veranda. What an amazing backdrop for a party. The Villagio has held its value well amid a sea of new buildings in the area. Looking out the kitchen to the main veranda. The view from 6/212 Vulture Street, South Brisbane.A THREE-bedroom whole floor apartment with jawdropping views of the city skyline has emerged as the most expensive property sold in Queensland this past week.The triple bedroom, triple bathroom, four car unit at 6/212 Vulture Street, South Brisbane, has topped Queensland’s list of sales this past week, having sold under the hammer for $3.16m on Thursday.Agent Judy Goodger of Place Estate Agents New Farm, who took the property to market with colleague Matthew Foote, told The Courier-Mail that the home as “exceptional”.“The floorplan was exceptional, the amount of views was phenomenal, it’s just very rare to find a property like this.” The terrace stretches almost the entire length of the apartment.More from newsParks and wildlife the new lust-haves post coronavirus20 hours agoNoosa’s best beachfront penthouse is about to hit the market20 hours agoBubbles, bubbly and a lazy Friday night are calling.She said the whole floor apartment saw five registered bidders on Thursday night, with bidding kicking off at $2.5m.“Two bidders competed very strongly from $3m, and both parties were families from the suburbs, coming from very large homes wanting to be closer to the hub of Brisbane — theatres, entertaining, the city and also the appeal that it was on the whole floor.”“The building was 12 years old so it did extremely well. There is one apartment per floor, and it really is in the hub of it all.”The apartment covers 394sq m, according to CoreLogic data — bigger than some house blocks in the city. The fully installed media room — essential for families. The main master bedroom.